Can I finance or pay in installments for a Chinese EV export order?
Short answer:
Most export orders run on a deposit-plus-balance structure rather than bank financing; some buyers arrange financing locally after the vehicle lands.
Cross-border EV export orders are almost always paid in two installments, not through a bank auto-loan from China:
- Deposit — typically 30–50% to confirm the order and lock the factory price.
- Balance — due before shipment or against shipping documents, once the vehicle is built and inspected.
We don't offer direct financing, but many buyers arrange a local auto loan or leasing facility in their own country once the vehicle has cleared customs and has a value the local bank can appraise. For dealers ordering multiple units, staged payment against partial shipments can be arranged — talk to us about your order size.